OUR PARTNERS

HomeAdvantage DC is DCHFA’s Mortgage Revenue Bond (MRB) homeownership program that provides eligible borrowers with below-market mortgage financing and optional down payment assistance.

The program offers three financing options: a standard first mortgage, a conventional loan with down payment assistance, and an FHA or VA loan with down payment assistance. All loans must comply with federal requirements under Internal Revenue Code (IRC) §143, including borrower eligibility, household income limits, and acquisition cost limits.

DCHFA approved lenders can access HomeAdvantage DC and handle the entire mortgage loan process in partnership with the DCHFA single family underwriting staff from application to settlement.

Effective 5/1/2026

Submission Checklist

• HomeAdvantage DC Lender Submission Checklist

Required Program Documents

• Program Fees
• Lakeview Conventional Matrix
• Lakeview Government Matrix
• First Time Homebuyer and Income Application
• Seller Declaration
• Initial Recapture Tax Notice

Closing Documents

• Tax Exempt Financing Rider

DCHFA Loan Servicer:
Lakeview Loan Servicing

All files must be submitted electronically via our secure lender portal. Please contact your administrator if you do not have this information.

All HomeAdvantage DC loans must meet MRB program requirements, including:

• Household income within MRB limits (based on all occupants 18+)
• Acquisition cost within purchase price limits
• Property eligibility requirements (Single-family attached and detached, condos and townhomes; owner-occupied, located in D.C.)
• Completion of all required MRB affidavits and disclosures

Failure to meet any requirement will result in loan ineligibility.