OUR PARTNERS
Mortgage Credit Certificate (MCC)
**This program is not currently offered.**
DC OPEN DOORS INTEREST RATES
DCOD Conventional no DPA ≤80% AMI – 7.000%
DCOD Conventional no DPA >80% AMI – 7.250%
DCOD Conventional with 3% DPA ≤80% AMI – 7.500%
DCOD Conventional with 3% DPA >80% AMI – 7.750%
DCOD FHA with 3.5% DPA – N/A*
DCOD FHA No DPA – 7.000%
Last Updated: 1/23/2025
*Jumbo/High Cost loan rates available upon request
DC4ME INTEREST RATES
DC4ME Conventional no DPA ≤80% AMI – 7.000%
DC4ME Conventional no DPA >80% AMI – 7.250%
DC4ME Conventional with 3% DPA ≤80% AMI – 7.500%
DC4ME Conventional with 3% DPA >80% AMI – 7.750%
Last Updated: 1/23/2025
*Jumbo/High Cost loan rates available upon request
Jumbo/High Cost Loan Rates Available Upon Request | Email hfaloans@dchfa.org
*Due to continued market volatility, pricing for some DPA options has been unavailable in the market. As a result, DCHFA may not be able to offer a rate for that day. Our ability to continue to offer these DPA options will depend on daily pricing and market conditions, so we encourage you to check our website and lender portal daily. We appreciate your continued participation in our programs and ask for your patience as we continue to monitor market conditions. We understand that the unavailability of these options may have caused difficulty for some borrowers who were counting on the additional DPA. We will make adjustments as needed to continue to provide the best down payment assistance programs for borrowers.