Home Purchase Assistance Program (HPAP)
The Home Purchase Assistance Program (“HPAP”) is available to first-time homebuyers purchasing a home located in the District to provide gap financing to assist with necessary funds to purchase. The assistance provides down payment and closing cost assistance in the form of a deferred interest free loan to first-time District homebuyers falling within the very low and moderate income levels.
The income limits were determined based upon the area median income for the Washington, DC metro area, established by the Secretary of the U.S. Department of Housing and Urban Development.
The maximum first trust loan amount cannot exceed the conforming loan limit (currently $453,100 – subject to change without notice).
Below are various documents you may need for the HPAP.